If sending $79, the amount that will go to fees is $3.78 and the recipient will receive $75.22. That's 4.78% going to fees, effectively.

* Using International - Website, invoice and email payments fee rate of 4.4% + $.30 ($0 to $3000)

To receive $79, a payment of $82.95 should be sent. $3.95 will go to fees. That's 4.76% in fees, effectively.

* Using International - Website, invoice and email payments fee rate of 4.4% + $.30 ($0 to $3000)