If sending €66, the amount that will go to fees is €1.99 and the recipient will receive €64.01. That's 3.02% going to fees, effectively.

* Using Domestic fee rate of 2,49% + €,35 (Less than €2.000)

To receive €66, a payment of €68.04 should be sent. €2.04 will go to fees. That's 3% in fees, effectively.

* Using Domestic fee rate of 2,49% + €,35 (Less than €2.000)