If sending $600,000,000, the amount that will go to fees is $22,200,000.3 and the recipient will receive $577,799,999.7. That's 3.7% going to fees, effectively.
* Using International fee rate of 3.7% + $.30 (Nonprofit)
To receive $600,000,000, a payment of $623,052,959.81 should be sent. $23,052,959.81 will go to fees. That's 3.7% in fees, effectively.
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