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If sending $1,000, the amount that will go to fees is $29.39 and the recipient will receive $970.61. That's 2.94% going to fees, effectively.

* Using Domestic fee rate of 2.89% + $.49 (Goods and Services, Donations)

To receive $1,000, a payment of $1,030.26 should be sent. $30.26 will go to fees. That's 2.94% in fees, effectively.

* Using Domestic fee rate of 2.89% + $.49 (Goods and Services, Donations)