If sending $1,000, the amount that will go to fees is $35.39 and the recipient will receive $964.61. That's 3.54% going to fees, effectively.
* Using Domestic fee rate of 3.49% + $.49 (Invoicing, PayPal Checkout, Venmo)
To receive $1,000, a payment of $1,036.67 should be sent. $36.67 will go to fees. That's 3.54% in fees, effectively.